ArmInfo NewsFeed
Daniel Azatyan outlines risks of taxing dividends for commercial bank  shareholdersDaniel Azatyan outlines risks of taxing dividends for commercial bank  shareholders
Central Bank of Armenia: Export market challenges raise income  decline risks for Armenia`s economy Central Bank of Armenia: Export market challenges raise income  decline risks for Armenia`s economy 
Daniel Azatyan: Retail and corporate lending interest rates   decreased slightly in H1 2026Daniel Azatyan: Retail and corporate lending interest rates   decreased slightly in H1 2026
Armenia`s Union of Banks forecasts  6-7% profit growth for banks in  2026Armenia`s Union of Banks forecasts  6-7% profit growth for banks in  2026
UBA Head: Armenia`s banking system mortgage portfolio to achieve 16%   growth by 2026UBA Head: Armenia`s banking system mortgage portfolio to achieve 16%   growth by 2026
SRC uncover approximately AMD 1.3 bln in shadow turnover at gasoline  and diesel fuel sales pointsSRC uncover approximately AMD 1.3 bln in shadow turnover at gasoline  and diesel fuel sales points
Sale of over 70,000 bottles of drinking water and carbonated  beverages from Armenia suspended in RussiaSale of over 70,000 bottles of drinking water and carbonated  beverages from Armenia suspended in Russia
RA Central Bank maintains refinancing rate at 6.5%RA Central Bank maintains refinancing rate at 6.5%
Ardshinbank Mastercard Cardholders to Receive 10% Cashback on Restaurant and Café PurchasesArdshinbank Mastercard Cardholders to Receive 10% Cashback on Restaurant and Café Purchases
MyInvest as autopilot for your investments - Ameriabank presents new  terms for investorsMyInvest as autopilot for your investments - Ameriabank presents new  terms for investors
Government personnel bank is being formed in Armenia - premier Government personnel bank is being formed in Armenia - premier 
Idram and IDBank Support Startups at Seaside Startup SummitIdram and IDBank Support Startups at Seaside Startup Summit
Garik Boshyan appointed manager of  Ararat Yerevan Brandy-Wine-Vodka  factoryGarik Boshyan appointed manager of  Ararat Yerevan Brandy-Wine-Vodka  factory
SRC: Quota for duty-free import of electric vehicles for non-dealers  90% usedSRC: Quota for duty-free import of electric vehicles for non-dealers  90% used
Tax incentives should be treated as state programs with clear goals  and measurable outcomes - JrbashyanTax incentives should be treated as state programs with clear goals  and measurable outcomes - Jrbashyan
Armenia`s gross international reserves reach record $5.899 billion by  July 2026Armenia`s gross international reserves reach record $5.899 billion by  July 2026
 Investment program for initial phase of AI plant construction totals  $150 Million, with around $70 mln already utilized Investment program for initial phase of AI plant construction totals  $150 Million, with around $70 mln already utilized
Tatiana Kim: Businesses from Kyrgyzstan, Belarus, Kazakhstan,  Armenia, Uzbekistan, and China have suffered billions in lossesTatiana Kim: Businesses from Kyrgyzstan, Belarus, Kazakhstan,  Armenia, Uzbekistan, and China have suffered billions in losses
The Armenian Embassy in Georgia: Supplies of Armenian agricultural products to the Georgian market continue to expand.The Armenian Embassy in Georgia: Supplies of Armenian agricultural products to the Georgian market continue to expand.
“Free In-Game Bonuses”: IDBank Warns About Cyberattacks Targeting Schoolchildren“Free In-Game Bonuses”: IDBank Warns About Cyberattacks Targeting Schoolchildren
Gevorg Papoyan: Not a single kilogram of tomatoes will remain in the fieldsGevorg Papoyan: Not a single kilogram of tomatoes will remain in the fields
Expert: No overheating on  real estate rental marketExpert: No overheating on  real estate rental market
Armenian Foreign Exchange Market sees declines across Dollar, Ruble,  and Euro trading volumes (July 27-31)Armenian Foreign Exchange Market sees declines across Dollar, Ruble,  and Euro trading volumes (July 27-31)
Ambassador: Armenia  can secure an  important position on  global  tech mapAmbassador: Armenia  can secure an  important position on  global  tech map
Moody s affirms Converse Bank`s ratings and changes outlook to positive from stableMoody s affirms Converse Bank`s ratings and changes outlook to positive from stable
Opinion: EAEU member states` restrictive measures do not  automatically signal a crisis in integration projectOpinion: EAEU member states` restrictive measures do not  automatically signal a crisis in integration project
Central Bank: Countercyclical capital buffer to be increased from  1.75% to 2%:; the countercyclical rate is effective from February 1,  2027Central Bank: Countercyclical capital buffer to be increased from  1.75% to 2%:; the countercyclical rate is effective from February 1,  2027
Aeroflot  launches new flight from Krasnodar to GyumriAeroflot  launches new flight from Krasnodar to Gyumri
Mkhitar Hayrapetyan: Effective combination of agriculture and  advanced technologies is crucial for modern agricultural sector  developmentMkhitar Hayrapetyan: Effective combination of agriculture and  advanced technologies is crucial for modern agricultural sector  development
Tsaghkadzor hotel under investigation for evading over AMD 78 mln in  taxes — SRCTsaghkadzor hotel under investigation for evading over AMD 78 mln in  taxes — SRC
At the Ministry of Economy, opportunities for the development of e-commerce in Armenia were discussedAt the Ministry of Economy, opportunities for the development of e-commerce in Armenia were discussed
Armenia and Iran discuss  energy infrastructure and construction  progressArmenia and Iran discuss  energy infrastructure and construction  progress
 Wildberries initiates seller compensations, including for Armenian  businesses Wildberries initiates seller compensations, including for Armenian  businesses
Russia reserves right to seek compensation if Armenia revises railway  obligations: Maxim ReshetnikovRussia reserves right to seek compensation if Armenia revises railway  obligations: Maxim Reshetnikov
Head of Russian Railways: Russian Railways Fully Fulfills Its Obligations Under the Concession Agreement with ArmeniaHead of Russian Railways: Russian Railways Fully Fulfills Its Obligations Under the Concession Agreement with Armenia
Settlements not covered by Settlements not covered by "Veolia Djur" could become areas for new cooperation between Armenia and the UAE
Minister of Economy of Armenia signs decree appointing David  Gevorgyan as Manager of Minister of Economy of Armenia signs decree appointing David  Gevorgyan as Manager of "Araratcement" CJSC
Armenia and Sweden discussed opportunities for developing bilateral cooperation in the fields of high technologyArmenia and Sweden discussed opportunities for developing bilateral cooperation in the fields of high technology
Armenia Stock Exchange Receives Prestigious International Award for 25 Years of Excellence – Capital Market Development Armenia 2026Armenia Stock Exchange Receives Prestigious International Award for 25 Years of Excellence – Capital Market Development Armenia 2026
Rate.Trading Platform at Seaside Startup Summit: IDBank Introduces an Innovative SolutionRate.Trading Platform at Seaside Startup Summit: IDBank Introduces an Innovative Solution
Pashinyan does not rule out arbitration court appeal regarding  termination of concession agreementPashinyan does not rule out arbitration court appeal regarding termination of concession agreement
Pashinyan on Tsarukyan`s enterprises: Our goal is not to eliminate  jobsPashinyan on Tsarukyan`s enterprises: Our goal is not to eliminate jobs
World Bank Forecast: Armenia`s economy transitioning from  exceptionally strong recovery (2022–2025) to a more moderate growth  trajectory of 5.3% in 2026World Bank Forecast: Armenia`s economy transitioning from exceptionally strong recovery (2022–2025) to a more moderate growth trajectory of 5.3% in 2026
Dual Belarusian-Russian investor serves notice of dispute against  Armenia  over expropriation of Tsarukyan`s enterprisesDual Belarusian-Russian investor serves notice of dispute against Armenia over expropriation of Tsarukyan`s enterprises
 Gevorg Papoyan:  Ministry of Economy employee to become new director  of Araratcement CJSC Gevorg Papoyan:  Ministry of Economy employee to become new director  of Araratcement CJSC
World Bank forecasts Armenia`s poverty rate to continue declining in  2026–2028World Bank forecasts Armenia`s poverty rate to continue declining in  2026–2028
AMD 650 mln  to be allocated for completion of Vedi reservoir  construction projectAMD 650 mln  to be allocated for completion of Vedi reservoir  construction project
RA Government to provide financial assistance to fish farms in   Ararat and Armavir regionsRA Government to provide financial assistance to fish farms in   Ararat and Armavir regions
Armenia introduces temporary restrictions on  import of tomatoes and  tomato pasteArmenia introduces temporary restrictions on  import of tomatoes and  tomato paste
FlyOne Armenia has launched direct flights between Yerevan and Tashkent.FlyOne Armenia has launched direct flights between Yerevan and Tashkent.
Armenia is restoring railways to the borders with Turkey and Azerbaijan - pravda.ruArmenia is restoring railways to the borders with Turkey and Azerbaijan - pravda.ru
Demand for apartments in Armenia from Russians has risen – VerstkaDemand for apartments in Armenia from Russians has risen – Verstka
Green Rock and Hyatt Sign Agreement for Armenia’s First Hyatt Regency Hotel and Hold Official Groundbreaking CeremonyGreen Rock and Hyatt Sign Agreement for Armenia’s First Hyatt Regency Hotel and Hold Official Groundbreaking Ceremony
Luys Foundation Armenia`s foreign trade dynamics risk further deterioration amid Russian restrictionsLuys Foundation Armenia`s foreign trade dynamics risk further deterioration amid Russian restrictions
Moody s Ratings changes Armenia`s outlook to positive from stable; expecting GDP growth of 5-5.5% in 2026-2027Moody s Ratings changes Armenia`s outlook to positive from stable; expecting GDP growth of 5-5.5% in 2026-2027
Romanos Petrosyan: ENA owner to receive market value plus 15% premium following company assessmentRomanos Petrosyan: ENA owner to receive market value plus 15% premium following company assessment
Iranian gas is not an alternative to Russian gas - David KhudatyanIranian gas is not an alternative to Russian gas - David Khudatyan
 Gevorg Papoyan: It`s impossible for goods sold in the UAE, Europe,  and China to be unsellable in Russia Gevorg Papoyan: It`s impossible for goods sold in the UAE, Europe,  and China to be unsellable in Russia
Minister: Armenia supports Tehran`s proposal to increase gas exports  from IranMinister: Armenia supports Tehran`s proposal to increase gas exports  from Iran
The first Armenian-British business forum will be held in Yerevan this fall.The first Armenian-British business forum will be held in Yerevan this fall.
Read more


 Currency Market

 Indicators


Talk of the day

Central Bank of Armenia: Export market challenges raise income  decline risks for Armenia`s economy 

 Tuesday, August 4 2026
Central Bank of Armenia: Export market challenges raise income  decline risks for Armenia`s economy 

ArmInfo. As a result of problems arising in certain export markets, the risk of a decline in income in the Armenian economy has increased, as well as the formation of an excess supply of certain goods, which has a predominantly  deflationary impact, as noted in the Central Bank of Armenia's  justification for its decision to maintain the refinancing rate at  6.5% this time.

Economy

UBA Head: Armenia`s banking system mortgage portfolio to achieve 16%   growth by 2026

ArmInfo.    As of July 2026, mortgage loans accounted for 20.3% of the total loan portfolio of Armenia's banking system, amounting to approximately AMD 1.8  trillion. Growth in the first half of the year exceeded 7%, while on  an annualized basis it reached nearly 16%. Daniel Azatyan, Head of  the Union of Banks of Armenia (UBA),  made this statement during a  press conference on August 4, while presenting the results for the H1  2026.

SRC uncover approximately AMD 1.3 bln in shadow turnover at gasoline  and diesel fuel sales points

ArmInfo. Employees of the RA State Revenue Committee have uncovered approximately 1.3 billion drams in shadow turnover at retail gasoline and diesel fuel  sales points, according to an official statement released by the  agency. 

Sale of over 70,000 bottles of drinking water and carbonated  beverages from Armenia suspended in Russia
Garik Boshyan appointed manager of  Ararat Yerevan Brandy-Wine-Vodka  factory

Finance and banks

Daniel Azatyan outlines risks of taxing dividends for commercial bank  shareholders

ArmInfo.Taxing dividends of commercial bank shareholders carries distinct risks, as banks established in Armenia may consider re-registering their  organizations abroad. Daniel Azatyan, Chairman of the Union of Banks  of Armenia, expressed this opinion at a press conference on August 4.

Daniel Azatyan: Retail and corporate lending interest rates   decreased slightly in H1 2026

ArmInfo. In June 2026, the interest rate on retail AMD loans with a maturity of 1 to 5 years decreased by only 0.4 percentage points (pp) compared to December  2025. Daniel Azatyan, Chairman of the Union of Banks of Armenia,  announced this  during a press conference on August 4.

Armenia`s Union of Banks forecasts  6-7% profit growth for banks in  2026
Ardshinbank Mastercard Cardholders to Receive 10% Cashback on Restaurant and Café Purchases

Insurance

RA insurance sector significantly increases tax payments in first  half of 2026, with LIGA Insurance leading way

ArmInfo. In the first half of 2026, Armenia's insurance sector increased tax payments to the state treasury by 2.8 times, reaching nearly 1.7 billion drams. This growth  is due to the inclusion of five insurance companies out of the seven  currently operating on the current list of Armenia's 1,000 largest  taxpayers, compared to only two (LIGA Insurance and INGO) a year ago. 

State spending on medication coverage under health insurance system  reaches AMD 14.5 billion — Kharazyan

ArmInfo.  Over the past six months, the state has spent a total of AMD 14.5 billion on  medication coverage within the framework of the universal health  insurance system, as stated by Samvel Kharazyan, Acting Director  General of the Universal Health Insurance Fund, during a July 22  press conference.

Number of universal health insurance beneficiaries up 14% since  beginning of year
Armenia`s health insurance system reaches 1.7 mln beneficiaries
Statistics

Double-digit growth in industrial sector accelerates producer price  index

ArmInfo.  In Armenia, the industrial producer price index increased significantly in the first  half of 2026 compared to the same period in 2025, rising from 102.1%  to 108.9%. This was observed against the backdrop of improved annual  performance in the industrial sector, which rebounded from a 12.1%  contraction to a 10.8% growth rate, reaching AMD 1.5 trillion  ($4.1  billion). This is according to preliminary data from the RA  Statistics Committee. A similar upward trend in the industrial PPI  was recorded in June 2026 compared to June 2025, climbing from 102.5%  to 108.8%.  Over this period, industrial performance also shifted  into positive territory, registering a 4% growth rate compared to a  1.2% decline a year prior.

Yerevan Municipality`s revenues AMD 49.2bln as of June 30, 2026

ArmInfo.  As of June 30, instead of the planned 44.6 billion drams, Yerevan managed to collect 49.2 billion drams in its own revenues in the first half of the year. This was announced by David Hakobyan, Acting Head of the Yerevan  Municipality's Revenue Accounting and Collection Department, during a  working meeting of the Mayor's Office on July 20.

World Bank: Armenia among top ten countries with highest female  population shares
Economic activity accelerating in Armenia, foreign trade struggling  to end recession 
Digest

Armenia is restoring railways to the borders with Turkey and Azerbaijan - pravda.ru

ArmInfo. Armenia has begun restoring the Gyumri-Akhurik and Yeraskh railway sections to ensure transport access to the borders with Turkey and Azerbaijan.

Demand for apartments in Armenia from Russians has risen – Verstka

ArmInfo. Armenia has begun restoring the Gyumri-Akhurik and Yeraskh railway sections to ensure transport access to the borders with Turkey and Azerbaijan.

There are already 402 transport projects worth $345 billion in the Eurasian transport framework
EEC Council approves draft Agreement on standardized license in  banking and insurance sectors

Energy

Iranian gas is not an alternative to Russian gas - David Khudatyan

ArmInfo. Iranian gas is not an alternative to Russian gas, as stated by Minister of Territorial Administration and Infrastructure David Khudatyan to reporters on July 29, when commenting on the agreements reached with the Iranian side during his recent visit to Iran.

Minister: Armenia supports Tehran`s proposal to increase gas exports  from Iran

ArmInfo.  Armenia supports Tehran's proposal to increase gas exports from Iran, as stated by RA  Minister of Territorial Administration and Infrastructure David  Khudatyan to the Armenian service of Radio Liberty.

Narek Karapetyan proposes applying Indian experience in energy  storage
Tehran and Yerevan agree to set up  joint energy working group

Technology

Investment program for initial phase of AI plant construction totals  $150 Million, with around $70 mln already utilized

ArmInfo.  Prime Minister Nikol Pashinyan visited the Eleveight AI plant in Gagarin,  Gegharkunik Province, which is the first artificial intelligence  development plant in Armenia and the South Caucasus utilizing NVIDIA  Blackwell B300 technology.

Ambassador: Armenia  can secure an  important position on  global  tech map

ArmInfo Armenia has significant potential in high technology and artificial intelligence and can take a significant place on the global technology map. This  was stated by Indian Ambassador to Armenia Nilakshi Saha Sinha, who  is concluding her mission in Armenia, during a meeting with Armenian  Deputy Minister of High-Tech Industry Gevorg Mantashyan.

Mkhitar Hayrapetyan: Effective combination of agriculture and  advanced technologies is crucial for modern agricultural sector  development
Mkhitar Hayrapetyan: The Firebird project will create new opportunities for the scientific research community, startups, high-tech companies, and the public sector
Real estate

Government decision: Real estate mortgage transactions to be  conducted online and without a notary

ArmInfo.  The Real Estate Cadastre Committee is expanding its verification capabilities for  real estate transactions. During a government session  on July 23,  Committee Chairman Suren Tovmasyan presented the draft  enabling  tripartite agreements to be concluded online for primary market  mortgage financing between a developer, a buyer, and a bank or  mortgage company licensed by the Central Bank.

Armenia wants to fully clarify Real Estate Cadastre by January 1,  2030

ArmInfo.  Armenia wants to fully clarify the Real Estate Cadastre by January 1, 2030. The National Assembly of the Republic of Armenia will discuss amendments to the laws "On State Registration of Property Rights" and "On Urban Development" in the first reading at its plenary session on June 18.

Armenia dealing with errors in property rights registration
Reverse mortgage institution to be introduced in Armenia
Exchange rates
04.08.2026
RUB4.53-0.03
USD467.011.03
EUR422.500.74
GBP493.330.68
CAD261.350.74
JPY23.25-0.09
CNY453.100.66
CHF54.350.15






Продукты