ArmInfo. Ameriabank will launch an online mortgage lending mechanism for the secondary real estate market on the My Home platform in 2028. This was announced by My Home Product Manager Hayk Galstyan in an interview with journalists on the sidelines of the TOON EXPO 2026 exhibition.
He also noted that since the beginning of the year, My Home's client base has grown 2.3-fold, reaching almost 30,000 people. Answering a question from an ArmInfo correspondent, Galstyan noted that half of Ameriabank's mortgage clients complete the transaction through the My Home platform, where loan approval decisions are made in minutes.
Today, My Home has over 200 partners, over 100 developers, 30 brokers, and over 50 stores providing services ranging from cleaning to furniture, electrical appliances, and more. "We have plans to develop the real estate ecosystem—we want to expand our partner network to over 70 stores, and we are currently actively working in this direction," said the platform's head.
Galstyan also recalled that online refinancing for real estate mortgages was launched in the My Home app several months ago. "This is a unique solution that we've been working on for a long time." "Ameriabank is currently the only bank on the market, not only in Armenia but also in neighboring countries," he noted.
It's worth noting that Ameriabank maintains its leadership in mortgage lending and intends to increase the size of this portfolio to half a trillion drams by the end of 2026. Ameriabank's share of total mortgage lending in the banking sector exceeds 24%.
