Tuesday, November 25 2025 17:25

AMIO Bank launched its third tranche of registered dram bonds at an  annual yield of 10.25%

AMIO Bank launched its third tranche of registered dram bonds at an  annual yield of 10.25%

ArmInfo.AMIO Bank has announced the issue of its next tranche of registered, non-convertible, coupon-bearing dram bonds in the amount of 2.5 billion drams, which will be placed through a public offering.

 This is the Bank's third tranche of bonds to be issued in 2025, as noted in a statement issued by AMIO Bank. According to the statement, the initial placement,  which began on November 14, 2026, is scheduled to be completed on January 21, 2026.

This tranche includes 25,000 bonds, each with a par value of 100,000  drams. The coupon yield is set at 10.25% annually and coupon payments  are made quarterly. The maturity of this bond issue is 27 months,  with this tranche maturing on February 14, 2028. The bank announces  that bonds from this issue can also be purchased directly through the  AMIO Mobile app.

The public offering of the bonds (registered by the Central Bank of  the Republic of Armenia Resolution No. 1/269A dated August 13, 2025)  is available on the AMIO Bank website at https://amiobank.am/all-  services/bonds. According to the bank, the bonds are a reliable  financial instrument and are guaranteed by the Deposit Guarantee Fund  according to the same principles as deposits. Following the  completion of the placement, the aforementioned bonds will be listed  on the Armenian Stock Exchange and will begin trading on the  secondary market.  According to the Financial Rating of Armenian  Banks as of September 30, 2025, prepared by ArmInfo Investment  Company, AMIO Bank raised $72 million from its own bond placement,  providing a 4-fold two-year growth and a 34% annual growth. In terms  of funds raised from the placement of its own bonds, AMIO Bank has  reached the 6th rank, coming close to the top five. Based on key  balance sheet indicators (assets, lending, investments in securities,  capital (total and authorized), total liabilities, term deposits,  loans attracted from external sources), AMIO Bank has positioned  itself in the TOP-5. According to the results of the first 9 months,  AMIO Bank increased its net profit year-on-year by 3.4 times,  reaching $21.5 million.